After a severe storm, many homeowners wonder whether the damage to their roof is serious enough to file an insurance claim. While not every roofing issue is covered, storm-related damage often qualifies depending on your policy and the condition of your roof.
At Barringer Brothers Roofing, we’ve helped homeowners throughout O’Fallon and the Metro East inspect storm-damaged roofs since 2004. With more than 200 5-star reviews, we’re committed to providing honest inspections and helping homeowners understand their options after severe weather.
Here are five signs your roof may qualify for an insurance claim.
1. Missing or Lifted Shingles
High winds can loosen, lift, or completely remove shingles from your roof.
Even if only a few shingles appear to be missing, the underlying roofing system may be exposed to water intrusion. After any major windstorm, it’s a good idea to schedule a professional roof inspection to determine whether additional damage is present.
2. Hail Damage
Hail doesn’t always leave obvious holes in your roof.
Instead, it can cause:
- Bruised shingles
- Granule loss
- Cracks
- Damage to flashing
- Damage to roof vents
Because hail damage isn’t always visible from the ground, many homeowners don’t realize they have damage until it’s professionally inspected.
3. Water Leaks After a Storm
If you notice water stains on ceilings, damp insulation, or moisture inside your attic after severe weather, your roof may have sustained storm damage.
Water intrusion can indicate that shingles, flashing, or other roofing components were damaged during the storm.
Prompt inspections can help prevent additional damage inside your home.
4. Debris Impact
Falling tree limbs or flying debris can damage roofing materials during storms.
Even if the damage appears minor from the ground, impact damage may compromise your roofing system and should be professionally evaluated.
5. Your Neighbors Are Filing Insurance Claims
If several homes in your neighborhood received roof damage from the same storm, there’s a good chance your home may have been affected as well.
Storm paths often impact entire neighborhoods, making it worthwhile to have your roof inspected even if you haven’t noticed obvious problems.
What Should You Do Next?
If you believe your roof may have storm damage:
- Stay off the roof.
- Document any visible damage from the ground if it’s safe to do so.
- Schedule a professional roof inspection.
- Contact your insurance company if storm damage is confirmed.
A professional inspection helps you better understand the condition of your roof before moving forward with the claims process.
Why Homeowners Choose Barringer Brothers Roofing
Since 2004, Barringer Brothers Roofing has proudly served O’Fallon and surrounding Metro East communities with roof inspections, storm damage assessments, roof replacements, repairs, gutters, siding, and new construction roofing.
We’re proud to have earned more than 200 5-star reviews by providing honest recommendations, dependable service, and quality workmanship. If your roof has been through severe weather, we’ll provide a thorough inspection and help you understand the next steps.
Frequently Asked Questions
No. Coverage depends on your insurance policy, the cause of the damage, and the condition of your roof. Your insurance company determines coverage.
Yes. Hail damage is often difficult to identify from the ground and may require a professional inspection.
In many cases, yes. Missing or lifted shingles caused by strong winds are commonly evaluated during the insurance claims process.
Many homeowners choose to have a professional roofing inspection first so they better understand the condition of their roof before contacting their insurance company.
Barringer Brothers Roofing has served the Metro East since 2004 and has earned more than 200 5-star reviews by providing honest inspections and quality roofing services.
Contact Barringer Brothers Roofing
If you think your roof may have been damaged by a recent storm, Barringer Brothers Roofing is here to help. We’ll inspect your roof, explain what we find, and help you understand whether storm damage may warrant contacting your insurance company.
Call (618) 703-3036 or fill out our online contact form to schedule your free estimate today.
